IRS Form 5498-SA (Tax Year 2026)
HSA, Archer MSA, or Medicare Advantage MSA Information
-
No TCC. No ID.me.
No IRS Setup Required
-
Secure. Compliant.
IRS A2A-Approved
-
Fast, Accurate,
and Hassle-Free
IRS Form 5498-SA is used by trustees and custodians to report Health Savings Account, Archer Medical Savings Account, and Medicare Advantage MSA contribution information. The form reports contributions, rollover contributions, fair market value, and account type information to the IRS and account holder.
IRIS Filing Pricing
- Each filing covers one form type
- Unlimited payers (EINs) in one filing
- Combined Federal/State filing, where applicable
Secure IRIS A2A Filing
- Filed directly through our IRS A2A-approved channel
- No TCC, ID.me, or IRS setup needed on your end
- Data validated, then you approve PDF copies before we file
- SOC 2 compliant portal for secure file handling
Want pricing for your filing?
Filing high volumes or several form types? Tell us roughly how many forms you file and we'll send a custom quote.
Prefer to talk? Call (480) 706-6474
How IRIS Works
Upload Your File
Upload your Excel or CSV file securely.
We Validate & Format
We format and validate your data to IRS standards.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
Do I need a TCC, ID.me account, or IRS IRIS registration?No. With 1099FIRE’s Form 5498-SA filing service, you do not need your own TCC, ID.me account, or IRS IRIS registration. You send us your filing data, and we help prepare, validate, and electronically file your Form 5498-SA returns through the IRS filing process.
Form 5498-SA is generally filed by trustees or custodians that maintain HSAs, Archer MSAs, or Medicare Advantage MSAs. A separate Form 5498-SA is required for each type of plan maintained for a participant.
Yes. We can help prepare and electronically file original Form 5498-SA returns as well as corrected returns. Corrections may be needed if a participant name, TIN, address, account number, account type, contribution amount, rollover amount, fair market value, or other filing detail was reported incorrectly.
Yes. We generate Form 5498-SA Copy B participant statements for you to review and approve before distribution. This allows you to check participant names, addresses, TINs, account numbers, contribution amounts, rollover amounts, fair market value, and account type before anything is finalized.
After approval, we can also print and mail Copy B on your behalf. We can handle any volume, from small batches to large HSA and MSA files.
Form 5498-SA is generally due to the IRS by May 31 following the calendar year being reported. Participant statements are also generally due by May 31. If May 31 falls on a weekend or legal holiday, the deadline generally moves to the next business day.
Because HSA and Archer MSA contributions for a tax year may be made after December 31, Form 5498-SA is typically filed later than many other information returns.
