IRS Form 1099-K (Tax Year 2026)
Payment Card and Third Party Network Transactions
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No TCC. No ID.me.
No IRS Setup Required
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Secure. Compliant.
IRS A2A-Approved
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Fast, Accurate,
and Hassle-Free
IRS Form 1099-K is used to report payment card and third-party network transactions processed through payment platforms, marketplaces, and payment settlement entities. We securely prepare, validate, and electronically file your forms through the IRS IRIS A2A channel.
IRIS Filing Pricing
- Each filing covers one form type
- Unlimited payers (EINs) in one filing
- Combined Federal/State filing, where applicable
Secure IRIS A2A Filing
- Filed directly through our IRS A2A-approved channel
- No TCC, ID.me, or IRS setup needed on your end
- Data checked as you upload it, then you approve PDF copies before we file
- SOC 2 compliant portal for secure file handling
Want pricing for your filing?
Filing high volumes or several form types? Tell us roughly how many forms you file and we'll send a custom quote.
Prefer to talk? Call (480) 706-6474
HOW OUR IRIS FILING PROCESS WORKS
Upload Your File
Upload your Excel or CSV file securely.
Checked on Upload
Our portal checks your data as you upload it and cleans up invalid characters. Fix any errors on screen or in a marked-up Excel file.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
Our filing service simplifies the IRS electronic filing process by handling the technical preparation and transmission for you.
You securely provide your Excel or CSV filing data and we handle:
- Data validation and review
- IRS-compliant filing preparation
- Recipient PDF generation
- Electronic filing through the IRS IRIS system
- Filing confirmations and support
This allows businesses and payment platforms to outsource the filing process without managing IRS systems internally.
No. We file using our approved IRS credentials through the IRIS A2A channel on your behalf.
You do not need:
- A TCC (Transmitter Control Code)
- An ID.me account
- IRS IRIS registration
- XML filing knowledge
- IRS transmission software
We manage the technical filing requirements and IRS transmission process for you.
Yes. We support:
- Corrected Form 1099-K filings
- Prior year and late filings
- Multi-year filing projects
- High-volume electronic filing submissions
We help prepare and transmit filings using the correct IRS filing specifications for the applicable tax year.
Yes. We generate Form 1099-K Copy B recipient forms for you to review and approve before mailing. This gives you a chance to check names, addresses, gross amounts, and other recipient details before anything is sent.
After approval, we can print and mail Copy B on your behalf. We can handle any volume, from small batches to large recipient files.
1099FIRE previously sold 1099-K software for the IRS FIRE System, where users could generate a file and upload it through the IRS website. IRIS is different. For 1099-K filing, there is no simple IRS upload screen where users can browse for a file and submit it themselves. IRIS transmissions must be sent through a secure A2A channel.
Because the A2A connection cannot be packaged as normal downloadable software, we now provide a 1099-K e-filing service instead. Upload your Excel file to our secure portal. Your data is checked as you upload, you approve PDF copies, and we create the IRS file and e-file it through IRIS for you.
Yes. We can run TIN matching on your behalf before filing your Form 1099-K returns. TIN matching helps compare payee names and taxpayer identification numbers against IRS records before the forms are submitted.
This can help identify mismatches early, reduce the chance of IRS notices, and give you time to correct payee information before filing.
The IRS transition from FIRE to IRIS has made electronic filing more technical and compliance-focused. Outsourcing eliminates the need to:
- Manage IRS credentials and approvals
- Learn IRIS filing requirements
- Handle XML formatting
- Troubleshoot IRS transmission issues
- Maintain filing software and compliance updates
Our service provides a simpler way to securely file without dealing with the complexity of IRS electronic filing systems.
How does your 1099-K filing service work?