IRS Form 5498 (Tax Year 2026)
IRA Contribution Information
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No TCC. No ID.me.
No IRS Setup Required
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Secure. Compliant.
IRS A2A-Approved
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Fast, Accurate,
and Hassle-Free
IRS Form 5498 is used by IRA trustees and custodians to report IRA contribution information to the IRS and account holders. This includes traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, rollover, conversion, recharacterization, fair market value, and required minimum distribution information.
IRIS Filing Pricing
- Each filing covers one form type
- Unlimited payers (EINs) in one filing
- Combined Federal/State filing, where applicable
Secure IRIS A2A Filing
- Filed directly through our IRS A2A-approved channel
- No TCC, ID.me, or IRS setup needed on your end
- Data checked as you upload it, then you approve PDF copies before we file
- SOC 2 compliant portal for secure file handling
Want pricing for your filing?
Filing high volumes or several form types? Tell us roughly how many forms you file and we'll send a custom quote.
Prefer to talk? Call (480) 706-6474
How IRIS Works
Upload Your File
Upload your Excel or CSV file securely.
Checked on Upload
Our portal checks your data as you upload it and cleans up invalid characters. Fix any errors on screen or in a marked-up Excel file.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
Do I need a TCC, ID.me account, or IRS IRIS registration?No. With 1099FIRE’s Form 5498 filing service, you do not need your own TCC, ID.me account, or IRS IRIS registration. You send us your filing data, and we help prepare, validate, and electronically file your Form 5498 returns through the IRS filing process.
Yes. We can help prepare and electronically file original Form 5498 returns as well as corrected returns. Corrections may be needed if a participant name, TIN, address, IRA type, contribution amount, rollover amount, fair market value, RMD indicator, or other filing detail was reported incorrectly.
Yes. Our Form 5498 filing service is designed for IRA trustees, custodians, financial institutions, administrators, and organizations with high-volume IRA contribution reporting. You send us your data file, and we help validate, format, generate participant copies, and electronically file the returns.
Yes. We generate Form 5498 Copy B participant statements for you to review and approve before distribution. This gives you a chance to check participant names, addresses, TINs, contribution amounts, fair market value, and other IRA reporting details before anything is finalized.
After approval, we can also print and mail Copy B on your behalf. We can handle any volume, from small batches to large IRA participant files.
1099FIRE provides a Form 5498 filing service, not downloadable software that you install and transmit yourself. If you are looking for Form 5498 software, our service is a software alternative. You send us your IRA contribution data, and we help prepare, validate, and electronically file your Form 5498 returns.
Form 5498 is generally due to the IRS and participants by May 31 following the tax year being reported. If May 31 falls on a weekend or legal holiday, the due date generally moves to the next business day.
Because IRA contributions for a tax year may be made after December 31 and before the tax filing deadline, Form 5498 is typically issued later than many other information returns.
