IRS Form 1099-LTC (Tax Year 2026)
Long-Term Care and Accelerated Death Benefits
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No TCC. No ID.me.
No IRS Setup Required
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Secure. Compliant.
IRS A2A-Approved
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Fast, Accurate,
and Hassle-Free
IRS Form 1099-LTC is used to report long-term care benefits and accelerated death benefits. It is commonly issued when benefits are paid under a long-term care insurance contract or when accelerated death benefits are paid under a life insurance contract.
IRIS Filing Pricing
- Each filing covers one form type
- Unlimited payers (EINs) in one filing
- Combined Federal/State filing, where applicable
Secure IRIS A2A Filing
- Filed directly through our IRS A2A-approved channel
- No TCC, ID.me, or IRS setup needed on your end
- Data validated, then you approve PDF copies before we file
- SOC 2 compliant portal for secure file handling
Want pricing for your filing?
Filing high volumes or several form types? Tell us roughly how many forms you file and we'll send a custom quote.
Prefer to talk? Call (480) 706-6474
How IRIS Works
Upload Your File
Upload your Excel or CSV file securely.
We Validate & Format
We format and validate your data to IRS standards.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
Do I need a TCC, ID.me account, or IRS setup?No. With 1099FIRE’s 1099-LTC e-filing service, you do not need your own TCC, ID.me account, IRIS account, or A2A setup. We handle the electronic filing process for you.
Yes. 1099FIRE can help prepare and e-file original 1099-LTC forms and corrected 1099-LTC forms through the IRS IRIS system.
Yes. We can help with bulk 1099-LTC filing by importing your Excel or CSV data, validating records, preparing recipient copies, and transmitting the filing electronically.
Form 1099-LTC reports long-term care benefits, accelerated death benefits, whether payments were made on a per diem basis or as reimbursement, and other policy or insured-person information.
Yes. 1099FIRE can help prepare recipient copies so policyholders, insured individuals, or other applicable recipients receive the required information.
Yes. Form 1099-LTC has existed for prior years, so 1099FIRE can help with current-year and prior-year filings when the required IRS format is available.
Outsourcing 1099-LTC filing reduces administrative work, avoids IRS setup delays, and helps your team focus on operations while 1099FIRE handles data preparation, validation, recipient copies, and IRIS electronic filing.
