IRS Form 1099-LTC (Tax Year 2026)
Long-Term Care and Accelerated Death Benefits
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No TCC. No ID.me.
No IRS Setup Required
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Secure. Compliant.
IRS A2A-Approved
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Fast, Accurate,
and Hassle-Free
IRS Form 1099-LTC is used to report long-term care benefits and accelerated death benefits. It is commonly issued when benefits are paid under a long-term care insurance contract or when accelerated death benefits are paid under a life insurance contract.
IRIS Filing Pricing
- Each filing covers one form type
- Unlimited payers (EINs) in one filing
- Combined Federal/State filing, where applicable
Secure IRIS A2A Filing
- Filed directly through our IRS A2A-approved channel
- No TCC, ID.me, or IRS setup needed on your end
- Data checked as you upload it, then you approve PDF copies before we file
- SOC 2 compliant portal for secure file handling
Want pricing for your filing?
Filing high volumes or several form types? Tell us roughly how many forms you file and we'll send a custom quote.
Prefer to talk? Call (480) 706-6474
How IRIS Works
Upload Your File
Upload your Excel or CSV file securely.
Checked on Upload
Our portal checks your data as you upload it and cleans up invalid characters. Fix any errors on screen or in a marked-up Excel file.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
No. With 1099FIRE’s 1099-LTC e-filing service, you do not need your own TCC, ID.me account, IRIS account, or A2A setup. We handle the electronic filing process for you.
Yes. 1099FIRE can help prepare and e-file original 1099-LTC forms and corrected 1099-LTC forms through the IRS IRIS system.
Yes. We can help with bulk 1099-LTC filing by importing your Excel or CSV data, validating records, preparing recipient copies, and transmitting the filing electronically.
Form 1099-LTC reports long-term care benefits, accelerated death benefits, whether payments were made on a per diem basis or as reimbursement, and other policy or insured-person information.
Yes. 1099FIRE can help prepare recipient copies so policyholders, insured individuals, or other applicable recipients receive the required information.
Yes. Form 1099-LTC has existed for prior years, so 1099FIRE can help with current-year and prior-year filings when the required IRS format is available.
Outsourcing 1099-LTC filing reduces administrative work, avoids IRS setup delays, and helps your team focus on operations while 1099FIRE handles data preparation, validation, recipient copies, and IRIS electronic filing.
Do I need a TCC, ID.me account, or IRS setup?