IRS Form 5498-QA (Tax Year 2026)
ABLE Account Contribution Information
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No TCC. No ID.me.
No IRS Setup Required
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Secure. Compliant.
IRS A2A-Approved
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Fast, Accurate,
and Hassle-Free
IRS Form 5498-QA is used to report annual contribution information for ABLE accounts. Qualified ABLE programs file Form 5498-QA with the IRS for each ABLE account and provide a statement to the designated beneficiary. The form reports ABLE contributions, ABLE-to-ABLE rollovers, cumulative contributions, fair market value, account opening status, and beneficiary eligibility information.
IRIS Filing Pricing
- Each filing covers one form type
- Unlimited payers (EINs) in one filing
- Combined Federal/State filing, where applicable
Secure IRIS A2A Filing
- Filed directly through our IRS A2A-approved channel
- No TCC, ID.me, or IRS setup needed on your end
- Data checked as you upload it, then you approve PDF copies before we file
- SOC 2 compliant portal for secure file handling
Want pricing for your filing?
Filing high volumes or several form types? Tell us roughly how many forms you file and we'll send a custom quote.
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How IRIS Works
Upload Your File
Upload your Excel or CSV file securely.
Checked on Upload
Our portal checks your data as you upload it and cleans up invalid characters. Fix any errors on screen or in a marked-up Excel file.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
Do I need a TCC, ID.me account, or IRS IRIS registration?No. With 1099FIRE’s Form 5498-QA filing service, you do not need your own TCC, ID.me account, or IRS IRIS registration. You send us your filing data, and we help prepare, validate, and electronically file your Form 5498-QA returns through the IRS filing process.
IRS Form 5498-QA is used to report ABLE account contribution information. The form reports contributions, ABLE-to-ABLE rollovers, program-to-program transfers, cumulative contributions when applicable, fair market value, account opening information, and beneficiary eligibility information.
Form 5498-QA is generally filed by a state, agency, or instrumentality that establishes and maintains a qualified ABLE program. The form is filed for each ABLE account maintained under the program.
Yes. We can help prepare and electronically file original Form 5498-QA returns as well as corrected returns. Corrections may be needed if a beneficiary name, TIN, address, account number, contribution amount, rollover amount, fair market value, eligibility code, disability code, or other filing detail was reported incorrectly.
Yes. We generate Form 5498-QA beneficiary statements for you to review and approve before distribution. This allows you to check beneficiary names, addresses, TINs, account numbers, contribution amounts, rollover amounts, fair market value, and other ABLE account details before anything is finalized.
After approval, we can also print and mail beneficiary statements on your behalf. We can handle any volume, from small batches to large ABLE account files.
Form 5498-QA is generally due to beneficiaries by March 15. IRS filing is generally due by May 31, or the next business day if the deadline falls on a weekend or legal holiday.
Form 5498-QA reports ABLE account contribution information, including contributions, rollovers, transfers, fair market value, and eligibility details.
Form 1099-QA is used to report distributions from ABLE accounts. If your ABLE program needs to report both contributions and distributions, we can help review which forms are needed.
