IRS Form 1099-LS (Tax Year 2026)
Reportable Life Insurance Sale
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No TCC. No ID.me.
No IRS Setup Required
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Secure. Compliant.
IRS A2A-Approved
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Fast, Accurate,
and Hassle-Free
IRS Form 1099-LS is used to report reportable policy sales involving life insurance contracts. The form provides the IRS and insurance issuers with information about the sale or transfer of a life insurance policy, including details about the seller, buyer, and transaction proceeds.
IRIS Filing Pricing
- Each filing covers one form type
- Unlimited payers (EINs) in one filing
- Combined Federal/State filing, where applicable
Secure IRIS A2A Filing
- Filed directly through our IRS A2A-approved channel
- No TCC, ID.me, or IRS setup needed on your end
- Data checked as you upload it, then you approve PDF copies before we file
- SOC 2 compliant portal for secure file handling
Want pricing for your filing?
Filing high volumes or several form types? Tell us roughly how many forms you file and we'll send a custom quote.
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HOW OUR IRIS FILING PROCESS WORKS
Upload Your File
Upload your Excel or CSV file securely.
Checked on Upload
Our portal checks your data as you upload it and cleans up invalid characters. Fix any errors on screen or in a marked-up Excel file.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
No. You do not need a TCC, ID.me account, or IRS IRIS setup. We use our credentials to securely transmit filings through the IRS IRIS A2A channel on your behalf.
Simply upload your spreadsheet or filing data through our secure portal. We prepare and validate the filing, generate recipient copies for review, and electronically transmit the returns to the IRS through the IRIS A2A system.
Yes. We can assist with corrected filings, amended information, and prior year Form 1099-LS electronic filings through the IRS system.
A reportable policy sale generally occurs when an interest in a life insurance contract is transferred to another party for valuable consideration.
Your data is transmitted through a secure portal and handled confidentially throughout the preparation and electronic filing process.
Do I need a TCC or ID.me account to file Form 1099-LS through your service?