You are receiving IRS Form 1095-B because you had health coverage during the tax year that met the minimum essential coverage requirements under the Affordable Care Act (ACA). The form is provided by your insurance provider (or government program like Medicaid or Medicare) to document your coverage.

Reasons for Receiving Form 1095-B:

1. Proof of Coverage:
To confirm that you were insured and met the ACA requirements for health coverage.

2. State Tax Requirements:
Even though there is no federal penalty for being uninsured as of 2019, some states (like California, Massachusetts, or New Jersey) have an individual mandate and require proof of coverage when filing state taxes.

3. Reference for Personal Records:
You do not need the form to file your federal taxes. Keep the form for your records or for compliance with state laws.