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Should my spouse or dependents receive their own copies?

Spouse Copies

No, your spouse and dependents will not receive their own copies of ACA forms like Form 1095-B or Form 1095-C. These forms are sent to the primary policyholder or employee responsible for the health insurance plan. However:

1. Form 1095-B:
    • Lists all individuals (including spouse and dependents) covered under the policy and the months they were covered.
    • Only one form is issued for the household.

2. Form 1095-C:
    • Focuses on the employee who was offered coverage by an employer.
    • Spouse and dependents are listed if they were covered, but separate forms are not issued to them.

If your spouse or dependents need proof of coverage (e.g., for a state tax filing), they can use copies of your form or a statement from your insurer.