If you were expecting to receive an Affordable Care Act (ACA) information return (such as Form 1095-B or 1095-C) and haven't received it, there are a few steps you can take:

Contact your employer

Your employer is required to provide Form 1095-C. Contact your employer's human resources or benefits department to inquire about the status of the form.

Contact the Health Insurance Provider

If you have health coverage through a provider other than your employer (e.g., through the Health Insurance Marketplace, Medicaid, or a private insurer), contact the insurance provider to inquire about the status of Form 1095-B.

Check Online Accounts

Some organizations provide electronic copies of these forms through online portals. Check your online accounts with your employer or health insurance provider to see if the forms are available there.

Verify Your Address

Ensure that your employer or health insurance provider has your correct mailing address. If there's an issue with the address, the forms may not reach you.

Consider Electronic Delivery

Some organizations provide the option for electronic delivery of these forms. Check if you opted for electronic delivery or if it's available as an option.