IRS Form 1098-E (Tax Year 2026)
Student Loan Interest Statement
- No TCC. No ID.me.
No IRS Setup Required
- Secure. Compliant.
IRS A2A-Approved
- Fast, Accurate,
and Hassle-Free
IRS Form 1098-E is used to report student loan interest received during the tax year. Lenders and financial institutions that receive qualified student loan interest payments may be required to file Form 1098-E with the IRS and furnish recipient copies to borrowers.
Pricing
Small to Mid-Size Filers
- (Up to 5,000 recipients)
$249
- per submission*
- Includes first 100 recipients
- $0.28 per additional recipient (101–5,000)
- Unlimited payers included
Enterprise / High Volume
- Over 5,000 recipients
- Multiple submissions
- Custom pricing available
- * A submission is a single file with unlimited payers of one form type (i.e. 1099-NEC or 1099-MISC).
File with Confidence
- No TCC, ID.me, or IRS Setup
- You don’t need a TCC or ID.me account. We handle everything.
- We Transmit Using Our IRS Credentials
- We file on your behalf using our approved IRS TCC.
- Direct, Secure IRS Submission
- Files are transmitted directly to the IRS through the IRIS A2A channel.
- Data Validation Before Filing
- We validate your data to help reduce errors and rejections.
- Fast Turnaround
- Tailored to your data volume for quick processing.
- SOC 2 Compliant System
- Our portal is SOC 2 compliant and built for secure data handling.
- 20+ Years Experience
- IRS A2A Approved
- Real U.S. Support
HOW OUR IRIS FILING PROCESS WORKS
Upload Your File
Upload your Excel or CSV file securely.
We Validate & Format
We format and validate your data to IRS standards.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
Can you electronically file Form 1098-E with the IRS?Yes. We securely generate the XML, create recipient PDFs, validate your data, and e-file Form 1098-E directly with the IRS through our A2A transmission channel.
No. You do not need to register with the IRS or manage IRS setup requirements. We transmit filings on your behalf using our IRS-approved A2A system.
Yes. We support original filings, corrections, and prior year Form 1098-E submissions.
Yes. We support both small and large-volume Form 1098-E submissions.
Yes. Recipient PDFs can be generated for borrower distribution and recordkeeping.
1099FIRE previously sold 1098-E software for the IRS FIRE System, where users could generate a file and upload it through the IRS website. IRIS is different. For 1098-E filing, there is no simple IRS upload screen where users can browse for a file and submit it themselves. IRIS transmissions must be sent through a secure A2A channel.
Because the A2A connection cannot be packaged as normal downloadable software, we now provide a 1098-E e-filing service instead. Send us your Excel file, and we handle the data import, validation, recipient PDFs, XML creation, and IRS IRIS transmission on your behalf.
